ecommnet :: credit card processing options

Credit Card Processing Options

Taking Credit Card Payments on the Web

The use of credit cards, and debit cards for payment of goods and services over the Internet is now common place. For any business hoping to interact with the consumer and sell anything using the medium of the web needs to be able to accept payment in this way.

There is no real mystery to this process, its very like the standard mail order payment that many companies have been traditionally doing for years. The term 'Card Holder Not Present' typifies both the traditional mail or telephone sales order situation and the web based one.

The fact that in the web scenario the card holder's details and the card number itself is collected from the customer using the web browser and one or more web forms represents the major difference between a telephone mail order sale and one transacted through an Internet web site. All other aspects of setting up the ability to accept payments using some form of card are the same.

Merchant Account

The most important element of the process is deciding what kind of Merchant Account is required.

Payment Service Provider

A PSP (Payment Service Provider) provides the secure environment, with Streamline providing the card payment facility for you to accept card payments over the Internet. This reduces the investment cost for a business new to the e-Commerce arena as you will only pay a fee for the service, rather than having to invest in the hardware and software to process the transactions yourself.

our preferred PSP partner is

Secure Trading
Parc Menai Business Park
Bangor
North Wales
LL57 4BF

0800 0289151
01248 672000
sales@securetrading.com
www.securetrading.com

ecommnet ltd is a registered SecureTrading Development Partner

For more details on Secure Trading and the service they provide please see our summary information or visit www.securetrading.com.

Further Payment Solution Providers

Commidea Ltd
Datacash
Netbanx
SECPay

Clearing Banks

Streamline